Information regarding 4VA/FHA Home Loans.com & Magellan Mortgage Corporation's privacy practices:

This document describes 4VA-FHA-Home-Loans.com & Magellan Mortgage Corporation's (hereafter referred to as Magellan) policy regarding information received about you during visits to our Web site. The amount and type of information received depends on how you use our site.

NORMAL WEB-SITE USAGE:

You can visit Magellan's Web site to read loan product information or use our online tools (budget planner, calculators, etc.) without telling us who you are and without revealing any personal information. The only information we collect and store during normal Web-site usage is the name of your Internet service provider, the Web site that referred you to us, the pages you request, and the date and time of those requests. We use this information to generate statistics and measure site activity to improve the usefulness of customer visits. During normal Web-site usage, we do not collect or store personally identifiable information such as name, mailing address, e-mail address, phone number or Social Security Number.

COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION:

There are instances where Magellan requests personally identifiable information to provide the Web-site visitor a service or correspondence. This information, such as name, mailing address, e-mail address, type of request and possibly additional information, is collected and stored in a manner appropriate to the nature of the data and is used to fulfill your request. The information you provide is used by Magellan to improve the services we provide you. It is never provided to any other company for that company's independent use.

MAGELLAN MORTGAGE CORPORATION's INTERNET SERVICES:

To use Magellan's Internet services we require a certain amount of personally identifying information (examples are: name, address, zip code, etc.) that we can use to meet with your request. We use this information to identify and access data in the existing relationship we have with you to provide you with the requested services. Again, this information will not be provided to any third party. We request electronic mail addresses (e-mail) as an alternate means of contacting you. Providing your e-mail address is optional.

ELECTRONIC MAIL SENT TO US THAT CONTAINS PERSONAL INFORMATION:
Internet users may decide to send Magellan personally identifying information, for example, in a message containing comments about the Magellan Web site. Magellan will only use this information to identify the user. We will not use this information other than to resolve the matter identified in the e-mail.

By using this site, you are agreeing to the terms of our Privacy Policy. We reserve the right to change our Privacy Policy. A revised Privacy Policy will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date. Your continued use of this site following the posting of changes to these terms will mean that you accept these changes.

If you are under the age of 16, please do not submit or post any personal information.