Explore new government loan opportunities with VA home loans and FHA loan programs. See our Competitive VA Rates and Low Fees. The High Volume Leader in VA and FHA Streamline Refinances, Conventional Refinances, Home Equity Loans, Debt Consolidation Loans, Home Improvement Loans, and Second Mortgages. 4VA-FHA-Home-Loans makes the consolidation of accumulated debt easy with multiple lending options like the FHA 203B that allows cash back and loan consolidation up to 95%. Lump all your credit cards, auto loans and personal debt into one low monthly payment so you can start saving money now. Compare FHA refinance loans for a new low payment or get money for home improvements.   We now offer the FHA 203 loan for home rehabilitation! Apply Now for a Loan Now! · VA and FHA STREAMLINE REFINANCE · Conventional Refinances · VA Home Loans · FHA Refinance · Home Improvement PRODUCT HIGHLIGHT-VA/FHA STREAMLINE Interest rates are now at a two year low! If you currently have VA or FHA loan and have a decent payment history on your mortgage, you can refinance to a lower interest rate without qualifying. VA mortgage lending provides 100% home financing and require no down-payments for veterans. In Summary: · No Appraisal Required · No Credit Qualifying. · No Income or Employment Verification · Skip up to two months payments when you streamline refinance (*prepaid finance) · Up to $2,500 Cash Back (*from current escrow/impound account at close of refinance) · Reduce your mortgage payments up to $950 per month. · No Out of Pocket Costs. For more streamline loan information, call one of our seasoned agents at (888) 968-5287 to be pre-qualified over the phone in minutes or visit our online VA loan application and a loan officer will contact you within 24 hours.